Funding
Merchant cash advance and business funding—ask carefully
Educational framing, not a loan pitch
Some merchants look at advances or financing tied to card sales when cash timing is tight. These products are not identical to bank loans, and the true cost is easy to understate. This page is here so you know what to ask—not to invent rates or approval stories.
Ask a funding question Schedule 30 minutesWhat to clarify on any advance-style offer
- Total amount repaid vs amount received (factor rate / total cost)
- How remittance works (fixed daily vs percentage of sales)
- What happens on slow weeks
- Whether processing must stay with a specific provider
- Prepayment terms and stacking risk if you already have advances
We do not publish sample rates, guaranteed funding amounts, or “approved in hours” claims. If funding is part of a conversation, expect written terms before you decide.
Often better first steps
- Read processing costs—cash leaving via fees is still cash leaving. Statement analysis
- Stabilize deposits and chargebacks before adding remittance
- Compare funding options the same way you compare processors: total cost, not headline
Next step
Ask about funding options carefully
Share how you take payments today and what you want to change. Statements help if you want the conversation grounded in real fees.
1.844.510.5600
Headquartered in Monmouth Beach, NJ
Questions about funding vs. processing cost?
Start with a 30-minute call. Bring statements if fee drag is part of the cash problem.
Schedule 30 minutes Talk to a real person: 1.844.510.5600 Statement analysis